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Account-specific paylinks let platforms that run many settlement accounts (multi-merchant, multi-chain, multi-currency) attach which accounts may receive settlement for a given pay link.

Who this is for

  • Platforms routing payments to the correct merchant account
  • Operators who need explicit control over settlement targets
  • Businesses accepting payments across many chains and currencies with separate settlement wallets
See settlement account creation in Settlement Accounts before binding them on a paylink.

account_ids

Pass an array of internal account ids:

account_ref

Pass a shared merchant-defined account reference that groups accounts:
Some internal payloads may store the reference as account_reference. Prefer the create-paylink field names in the OpenAPI reference.

Operational notes

  • You own routing correctness: wrong ids/refs send settlement to the wrong wallets.
  • More flexibility means more careful account lifecycle management.