> ## Documentation Index
> Fetch the complete documentation index at: https://docs.zbx.boomfi.xyz/llms.txt
> Use this file to discover all available pages before exploring further.

# Settlement Overview

> Configure where crypto payment proceeds land before you accept payments.

ZBX is a crypto-to-crypto payment gateway. You choose which blockchains and currencies to accept through settlement settings. Configure settlement before customers pay, or checkout may not expose the networks you expect.

## Concepts

| Concept                   | Role                                                                                   |
| ------------------------- | -------------------------------------------------------------------------------------- |
| **Settlement account**    | An account record for receiving proceeds (`CryptoPayIn` and related types)             |
| **Virtual account**       | Org-managed hierarchy of wallets (empty `reference` parent) with per-chain balances    |
| **Pay-in deposit wallet** | Permanent sub-address for a customer `reference`; sweeps to the parent virtual account |

Dashboard path for payment / settlement settings:

`https://merchants.zbx.boomfi.xyz/dashboard/settings/settlement`

Balances and virtual-account tools also appear under **Account** when your org has the virtual-account feature:

`https://merchants.zbx.boomfi.xyz/dashboard/account`

<img src="https://mintcdn.com/zbx/dSq06TT4ZbzJ3OV5/settlement/images/settlement-settings-zbx.png?fit=max&auto=format&n=dSq06TT4ZbzJ3OV5&q=85&s=baf334dbf9bf05e1dfdc6bf5f70c71d6" alt="ZBX settlement settings" width="1440" height="900" data-path="settlement/images/settlement-settings-zbx.png" />

## Recommended order

1. [Settlement Accounts](/settlement/settlement-accounts)
2. [Create or extend the virtual account](/settlement/virtual-accounts) with the chains and currencies you accept
3. Attach those accounts when [Payment Links](/payments/paylinks) (`account_ids` or `account_ref`)
4. For balance products, [Create a Deposit Address](/deposits/create-address)

## Supported networks

Supported chains and assets evolve; see [Networks and Currencies](/pricing/networks-and-currencies). Always use identifiers returned by the platform (dashboard selectors or API responses).

## Next steps

* [Settlement Accounts](/settlement/settlement-accounts)
* [Virtual Accounts](/settlement/virtual-accounts)
* [Choose Your Integration](/choose-integration)